How to Check Eco Bank Account Balance in 2024 [NairaGrowth’ Explained]

How to Check Eco Bank Account Balance: In today’s fast-paced world, advancements in technology have transformed the banking industry, making it more convenient for customers to access and manage their accounts. 

As an Eco Bank customer, you now have the option to check your account balance without visiting a bank branch or ATM, saving you time and effort. 

This post will explore various methods to check your Eco Bank account balance in 2024. We’ll also discuss the benefits and step-by-step procedures for each option so that you can choose the one that suits your preferences and needs. The following search queries will be addressed in this post:

• Eco Bank account balance code
• How to check Eco Bank account balance on phone
• Eco Bank balance checker
• Eco Bank account balance inquiry
• How to check Eco Bank account balance without ATM
• Eco Bank mobile banking balance check
• Eco Bank online balance check
• USSD code for checking Eco Bank account balance

Let’s proceed with how to check Eco Bank account balance:

How to Check Eco Bank Account Balance In Nigeria 2024

There are several easy and straightforward ways to check your Eco Bank account balance:

1. Via Eco Bank Mobile App
2. Via Eco Bank Internet Banking
3. Via ATM (automated teller machine)
4. Via USSD Code

Now, let me explain the methods to you!

Via Eco Bank Mobile App 

The Eco Bank mobile app provides a fast way to check your account balance and perform various transactions, such as fund transfers and airtime purchases. To check your account balance using the Eco Bank mobile app, follow these steps:

1. Download and install the Eco Bank mobile app from the App Store (iOS) or Google Play Store (Android).
2. Log in to the app using your username and password.
3. Once logged in, the dashboard will display your account balances and transaction history.
4. If you don’t see your account balance on the dashboard, click on the specific account you wish to check.
5. Your account balance will be displayed on the screen.

Easy peasy! If you are not a fan of downloading, you can try the method below!

Via Eco Bank Internet Banking 

For those who prefer checking their account balance online, Eco Bank provides Internet banking services. To check your account balance via Eco Bank internet banking, follow these steps:

1. Visit the Eco Bank website (www.ecobank.com) and log in to your Internet banking account using your username and password.
2. Once logged in, the dashboard will display your account balances and transaction history.
3. If your account balance is not visible on the dashboard, click on the “Accounts” tab.
4. Select the account you want to check the balance for.
5. Your account balance will be displayed on the screen.

Via ATM 

Another simple and convenient way to check your account balance is through an Eco Bank ATM. To do so, follow these steps:

1. Locate an Eco Bank ATM near you.
2. Insert your Eco Bank ATM card into the machine and enter your 4-digit PIN.
3. Choose your preferred language.
4. Select the “Balance Enquiry” or “Check Balance” option from the ATM menu.
5. The ATM screen will display your account balance. If you require a printed receipt, choose the option to print your balance.

How to Check Eco Bank Account Balance via USSD Code

The code to check the account balance on Eco Bank is *326#.

The quickest and easiest way to check your Eco Bank account balance is through USSD. Follow these steps to utilize this method:

1. Dial *326# from the mobile phone number registered with your Eco Bank account.
2. Follow the prompts on the screen to select the “Check Account Balance” option.
3. Enter your Eco Bank account number when prompted.
4. The USSD service will then display your account balance on the screen.

Please note that depending on your account type and mobile service provider, there may be fees associated with using the USSD service to check your account balance.

Additionally, you must have an active Eco Bank account and have registered for the USSD service to use this method.

Frequently Asked Questions

Is there a fee for checking my Eco Bank Account Balance? 

Fees for checking your account balance may vary depending on your account type and the chosen method. For more information on fees, contact Eco Bank or your mobile service provider.

Is it possible to check my Ecobank Account Balance through SMS?

Yes, you can check your Ecobank account balance through SMS. Send a text message with the keyword “BAL” or “BALANCE” to the designated Ecobank SMS shortcode. You will receive a response containing your account balance details.

What is the USSD code for Ecobank?

The Ecobank short code is *326#. This USSD (Unstructured Supplementary Service Data) code gives customers numerous options related to using or transferring funds from their Ecobank account.

How do I activate USSD Banking on Ecobank?

To activate the Ecobank USSD code, dial *326# from your registered phone number (Mtn, Glo, Airtel, or 9 Mobile) and follow the on-screen prompt to get your 6-digit PIN. After, use the code to transfer money to any bank account without an ATM card, check your balance, buy airtime, or pay bills with your USSD PIN.

How do I get my Ecobank OTP Code?

The OTP code is a 6-digit code that is usually sent to the phone number and email address that is linked to your Ecobank account. The code should be inputted immediately after it is received, as it expires in about 4 minutes or less, after which you will need to request it again.

A little about EcoBank

Ecobank Nigeria Limited, commonly referred to as Ecobank Nigeria, is a commercial bank in Nigeria. It is one of the commercial banks licensed by the Central Bank of Nigeria, the national banking regulator.

The bank began operations in 1989. It operates as a universal bank, providing wholesale, retail, corporate, investment, and transaction banking services to its customers in the Nigerian market.

The bank divides its operations into three major divisions: (a) Retail Banking, (b) Wholesale Banking, and (c) Treasury & Financial Institutions. The bank also offers capital markets and investment banking services.

During the fourth quarter of 2011, Ecobank Nigeria through its parent company Ecobank Transnational Inc. (ETI) acquired 100% of the shareholding in Oceanic Bank, creating the expanded Ecobank Nigeria Limited.

As of December 2011, the expanded Ecobank Nigeria controlled total assets valued at approximately US$8.1 billion (NGN:1.32 trillion), making it one of the five largest banks in Nigeria at the time.

At that time the bank had 610 freestanding branches, making it the second-largest bank in the country by branch network.

Ecobank Nigeria is a member of Ecobank, the leading independent pan-African bank, headquartered in Lomé, Togo, with affiliates in West, Central, and East Africa.

Ecobank, which was established in 1985, has grown to a network of over 1,000 branches, employing over 10,000 people, with offices in 32 countries including Benin, Burkina Faso, Burundi, Cameroon, Read more…

NairaGrowth’s Conclusion on Eco Bank Account Balance

In conclusion, there are multiple methods available to check your Eco Bank account balance. The most convenient options include mobile banking through the Eco Bank mobile app, USSD code, or SMS banking.

Alternatively, you can visit an Eco Bank branch or ATM. Regularly checking your account balance is crucial for effective financial management and avoiding unexpected charges or overdraft fees.

By following these simple methods, you can stay informed about your account balance and efficiently manage your finances.

With this post, I hope I have provided you with what you are looking for. However, if you still have any questions regarding this post simply leave us a comment in the comment box below, and we will get back to you as soon as possible!