How to Check Union Bank Account Balance in 2024 [NairaGrowth Explained

How to Check Union Bank Account Balance in 2024: Union Bank is a leading financial institution that provides a wide range of financial services to its valued customers. 

How to Check Union Bank Account Balance

One of the crucial aspects of banking is keeping track of your account balance. Checking your account balance is not only important but also easy and convenient in today’s world. 

With the advancement in technology, there are various ways to view your Union Bank account balance in 2024. 

In this article, we will discuss some of the ways you can check your account balance. Before we proceed, note that this article will provide answers to the following search questions/phrases: 

  • Union Bank account balance code 
  • How to check Union Bank account balance on the phone 
  • Union Bank balance checking code 
  • Union Bank account balance inquiry 
  • How to check Union Bank account balance without ATM 
  • Union Bank mobile banking balance check 
  • How to check Union Bank account online
  • USSD code for checking Union Bank account balance 

Let’s proceed on How to Check Union Bank Account Balance in 2024:

How to Check Union Bank Account Balance in Nigeria 2024 

Checking your Union Bank account balance is easy and straightforward, and there are various ways to do so. These methods include:

  1. Via UnionMobile App
  2. Via Internet Banking
  3. Via ATM (Automated Teller Machine)
  4. Via USSD Code

Stick with me while I explain the methods to you one after the other!

Via UnionMobile App 

UnionMobile App is a mobile application that enables Union Bank customers to perform various transactions on their mobile devices. To check your account balance using the UnionMobile App, follow the steps below: 

  1. Download and install the UnionMobile App on your mobile device: You can download the app from the Google Play Store for Android devices or the App Store for iOS devices. 
  2. Launch the app and log in using your Union Bank account details: If you are a new user, register for the app using your Union Bank account number and other required information. Once you have successfully logged in, you will be directed to the app’s homepage. 
  3. On the app’s homepage, click on the “Accounts” tab: You will find several tabs, including “Accounts,” “Transfers,” “Bills,” “Airtime,” and others, on the app’s homepage. To check your account balance, click on the “Accounts” tab, which will take you to a page showing all the accounts linked to your Union Bank profile. 
  4. Select the account you want to check the balance for: From the list of accounts displayed on the “Accounts” page, select the account for which you want to check the balance. If you have multiple accounts linked to your Union Bank profile, ensure you select the right one to avoid any confusion. 
  5. Your account balance will be displayed on the screen: After selecting the account, your account balance will be displayed on the screen. You can see your available balance, as well as any pending transactions or holds on the account.

If you don’t like the idea of downloading the app, you can as well use the method below!

Via ATM 

You can also view your Union Bank account balance by visiting any Union Bank ATM close to you. Follow the steps below to check your account balance using an ATM: 

  1. Insert your Union Bank ATM card into the machine. 
  2. Input your four-digit PIN. 
  3. Select “Balance Enquiry” on the screen. 
  4. Your account balance will be displayed on the screen.

Although, this method seems simple but what if there is no ATM machine near your place and you need to check your account balance urgently? The method below will solve that problem.

Via Internet

Banking Union Bank’s Internet banking platform allows customers to perform various banking activities, including checking their account balances. To check your account balance via Internet banking, follow the steps below: 

  1. Log in to Union Bank’s Internet banking platform using your account details: Simply visit www.unionbankng.com on your computer or mobile device and log in with your account details. 
  2. Choose the account you want to check the balance for: Ensure that you select the correct account you wish to check its balance if you have multiple accounts. 
  3. Your account balance will be displayed on the screen.

This method also requires an internet connection which might not be available at the moment you want to check your account balance. The method below will solve this problem!!!

How to Check Union Bank Account Balance via USSD Code 

Firstly the code to check the Union Bank account balance is *826*4#.

With the USSD code, you can easily access your Union Bank account balance without requiring an internet connection. Follow these simple steps to check your account balance using the USSD code: 

  1. Dial *826*4# on your mobile phone. 
  2. Input your Union Bank account PIN when prompted. 
  3. Your account balance will be displayed on your phone screen.

Simple as ABC!!!

Frequently Asked Questions

Will I receive a confirmation message when checking my Union Bank account balance?

Yes, after checking your Union Bank account balance via the USSD code, you will receive an SMS containing your account balance details.

Can I check my Union Bank account balance using another person’s phone?

Yes, you can check your Union Bank account balance using another person’s phone, as long as you have access to the phone number linked to your Union Bank account.

Can I check my Union Bank account balance through a phone call?

No, Union Bank does not provide account balance information through phone calls. You can check your balance via the USSD code, online platforms, or ATMs. Do not give your PIN to another person over the phone!

Can I check my Union Bank account balance from abroad?

Yes, you can view your Union Bank account balance from abroad using the UnionOnline platform or the Union Bank mobile app. Ensure you have a stable internet connection.

Can I check my Union Bank account balance through SMS?

Yes, you can check your Union Bank account balance through SMS. Simply send a text message with the keyword “BAL” to the Union Bank designated SMS shortcode, and you will receive a response with your account balance.

A little about Union Bank Plc

Union Bank of Nigeria Plc is a commercial bank in Nigeria headquartered in Victoria Island, Lagos. It has been operating in Nigeria since 1917.

Union Bank is a large commercial bank, serving individuals, small and medium-sized companies, as well as large corporations and organizations. In July 2009, it was rated the 556th largest bank in the world and the 14th largest bank in Africa.

As of Mar 31, 2018, the bank’s asset base was estimated at NGN1,381 billion (US$ 4.1 billion). The shareholders’ equity at that time was estimated at NGN286 billion (US$851 million).

The bank’s history can be traced to 1836 when London bankers and British merchants obtained a royal charter from William IV to conduct banking business in the Caribbean.

This group of investors then formed Colonial Bank. Following an act of parliament empowering the bank to open more branches beyond the Caribbean, Colonial Bank began operations in Nigeria in 1917.

Operations started with banking centers in Lagos, Jos, and Port-Harcourt.

Further centers were opened in financially important areas, in 1918, the bank opened additional centers at Ebute-Metta, Onitsha, Ibadan, Kano, and Zaria and then added another branch at Burutu in 1921. Read more…

WitConnect’s Conclusion on How to Check Union Bank Account Balance in 2024

In conclusion, checking your Union Bank account balance in 2024 is straightforward and stress-free. You can use the UnionMobile app, USSD code, ATM, or internet banking to do so. It is vital to keep an eye on your account balance to avoid overdrafts or unauthorized transactions. 

We hope this article has been helpful in guiding you on how to check your Union Bank account balance in 2024. However, if you still have any questions regarding this post simply leave us a comment in the comment box below, and we will get back to you as soon as possible!

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