How to Open OPay Account with USSD Code in 2024

How to Open OPay Account with USSD Code in 2024: In today’s digital age, mobile payment solutions have revolutionized the way we handle transactions.

OPay, a popular mobile payment platform, offers a convenient and secure way to send and receive money, pay bills, and even make purchases. One of the easiest ways to get started with OPay is by opening an account using a USSD code.

In this comprehensive guide, we will walk you through the step-by-step process of opening an OPay account with a USSD code. 

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So let’s get started by getting to know Opay itself

What is Opay?

Before diving into the account opening process, it’s essential to understand what OPay is all about. OPay is a mobile payment service that enables users to carry out various financial transactions using their smartphones.

It offers a wide range of services, including money transfers, bill payments, airtime purchases, and even access to loan services. To open and operate an Opay account, you can use both their mobile App and the USSD, depending on your preference and available resources.

I think you should take a quick look at why you should choose Opay account over other fintech companies.

Benefit of Opay account

Opay provides a wide range of benefits to its users, some of which include:

1. Convenience: OPay provides a convenient way to handle financial transactions using your mobile phone. Whether it’s sending money to friends and family, paying bills, or purchasing airtime, you can do it all with just a few taps on your phone screen.
2. Wide Range of Services: OPay offers a comprehensive suite of services beyond basic money transfers. You can use the app to pay for utilities, internet subscriptions, cable TV, and more. Additionally, OPay allows you to make online purchases from partner merchants, making it a versatile platform for various financial needs.
3. Security: OPay prioritizes the security of its users’ transactions. With advanced encryption and fraud detection mechanisms, OPay ensures that your financial information remains safe and protected. Additionally, by using a PIN and setting security questions, you have an extra layer of security to safeguard your account.
4. Other benefits of Opay include: Speedy Transactions, access to loans, cashback, and reward

You are wowed by those enormous benefits, right? Now, let’s look into the requirements to open Opay account

Opay Account Registration Requirements 

To open an OPay account using USSD code or Mobile App, you’ll need a few things:

1. A mobile phone: Ensure you have a mobile phone with network coverage.
2. SIM card: Your SIM card should be active and registered in your name.
3. Your personal information: this may include your E-mail, passport or selfie, your BVN and ID card (both BVN and ID not required for a quick Opay sign-up)
4. Sufficient airtime balance: Make sure you have enough airtime to cover the USSD code usage charges in case there is a need.

That’s it! If you have the above, you’re good to go. Now, let’s create an Opay account for you using USSD. 

How to open Opay account using USSD

After getting all the Opay registration requirements, follow the steps below to open a quick Opay account

1. Dial the USSD Code: On your mobile phone dial the USSD code provided by OPay to initiate the account opening process. Typically, the code is *955#.
2. Follow the Prompts: After dialing the USSD code a menu will appear on your screen with different options. Follow the prompts by entering the corresponding number for “Open Account” or a similar option.
3. Enter Personal Details: Next, you’ll be required to enter your personal details, such as your full name, date of birth, and gender. Ensure that you provide accurate information as it may be needed for verification purposes later on.
4. Create a PIN: After entering your personal details, you’ll be prompted to create a four-digit PIN. This PIN will serve as your secure access code for future transactions. Make sure to choose a PIN that is unique and easy for you to remember but difficult for others to guess.
5. Verify Your Identity: In this step, you may be required to verify your identity by providing additional information. This can include your national identification number, passport number, or any other identification details as requested.
6. Set Security Questions: To enhance the security of your OPay account, you’ll be asked to set security questions. These questions will help you recover your account if you ever forget your PIN or face any issues accessing your account.
7. Account Confirmation: Once you have completed all the necessary steps, you will receive a confirmation message indicating that your OPay account has been successfully created. Take note of any important information provided, such as your OPay account number or customer ID.

Now, you can start enjoying Opay benefits as you are now a qualified user.

Note: After successfully opening your OPay account using the USSD code, it’s crucial to complete the setup process by linking your bank account, adding funds, and familiarizing yourself with the app’s features. This will enable you to fully utilize the services offered by OPay.

Frequently asked questions on how to open Opay account using USSD Code

As an old or new Opay platform user, you might have some inquiries about using this platform. We will be providing a quick answer to some frequently asked questions on Opay. If you do not find a solution to your question, you can leave the question in the comment box, or contact Opay customer care lines.

What is the full meaning of OPay?

OPAY means Official Payments Corporation, a Delaware corporation.

Can I use USSD code for Opay?

With the USSD code: *955#, OPay customers can buy airtime, send money, and perform deposit and withdrawal transactions at an Agent’s from any mobile phone.

Can I receive dollars in my Opay account?

You can now receive money from over 50 countries including the United States, United Kingdom, and Canada directly into your Opay wallet. If you have an Opay account of KYC Level 2 and above, then you will be able to receive money internationally.

Can you use OPay without a Bank account?

To fund your account if you don’t have a bank account, you’ll need to use an OPay agent. You hand over cash and your OPay number, and they deposit the electronic value in your OPay wallet.

Can I open an Opay account without BVN?

There are many Nigerians who need an Opay account to run small businesses and fast business transactions but don’t know how to open an Opay account. Some individuals have been asking if can I create an Opay account without BVN (bank verification number)?, the answer is YES.

Nairagrowth’s conclusion on Opay account opening

Opening an OPay account using a USSD code is a straightforward process that allows you to access a wide range of financial services conveniently from your mobile phone.

By following the step-by-step guide outlined above, you’ll be well on your way to enjoying the benefits of OPay’s mobile payment platform. 

However, if you still have any questions regarding this post simply leave us a comment in the comment box below, and we will get back to you as soon as possible!

Embrace the digital revolution and start your OPay journey today!