Opay USSD Code for OTP, Transfer, Balance, Loan & Airtime

Opay USSD Code for OTP, Transfer, Balance, Loan & Airtime: Opay, a leading fintech platform, offers users a range of services through its USSD code.

USSD (Unstructured Supplementary Service Data) codes provide a convenient and accessible way to perform various transactions using a simple menu-based system on your mobile phone without the need for a data connection. 

In this blog post, we will explore the Opay USSD code functionalities, including generating OTP (One-Time Password), transferring funds, checking balance, obtaining loans, and purchasing airtime. 

This comprehensive guide will empower you to leverage Opay’s USSD code to its fullest extent. Be rest assured that this post will provide an explanation of the following search phrase/questions:

• Opay ussd code
• Opay ussd code for OTP
• Opay ussd code for balance
• Opay ussd code for transfer
• How to use opay ussd code
• How to transfer money from opay to bank account using ussd
• What is the ussd code for opay

Now, let’s learn how to use opay ussd code to perform various transactions. 

Opay USSD code

Opay has provided an alternative for its customers to perform various transactions when they are short of data connection by simply dialing these shortcodes. You can perform the following transactions using the codes provided below:

1. Generate OTP
2. Transfer funds
3. Check Opay balance
4. Request for loan
5. Buy airtime and data 

How to use Opay ussd code to Generate OTP (One-Time Password)

Opay’s USSD code enables you to generate OTPs for secure transactions. Follow these steps to generate an OTP using the Opay USSD code:

1. Dial *955# on your mobile phone’s dialer.
2. Select the option for “Generate OTP” from the menu.
3. Enter the required details, such as your Opay account number or registered phone number.
4. You will receive an OTP via SMS, which you can use to validate your transactions and enhance security.

Note: you can use a shortcode by dialing *347*010#

How to use Opay USSD Codes transfer funds

Opay’s USSD code allows you to transfer funds conveniently and securely. To transfer funds using the Opay USSD code, follow these steps:

1. Dial *955# on your mobile phone’s dialer.
2. Select the option for “Funds Transfer” from the menu.
3. Enter the recipient’s account number or phone number.
4. Enter the amount you wish to transfer.
5. Confirm the transaction details and follow any additional prompts, such as entering your PIN or OTP.
6. Upon successful completion, you will receive a confirmation message.

Note: you can use a short code by simply dialing *955*1*amount*10-digit account number# to transfer to another Opay account and *955*2*amount*10-digit account number# to transfer to other banks. Follow the necessary prompt after dialing this code.

How to use Opay USSD to Check Balance

Checking your Opay account balance is effortless with the USSD code. To check your Opay account balance, follow these steps:

1. Dial *955# on your mobile phone’s dialer.
2. Select the option for “Check Balance” from the menu.
3. Your Opay account balance will be displayed on your screen or sent via SMS.

Note: you can use a shortcode by dialing *955*0#

How to use Opay USSD Code to obtain loans

Opay’s USSD code also offers access to quick loans. Follow these steps to obtain a loan using the Opay USSD code:

1. Dial *955# on your mobile phone’s dialer.
2. Select the option for “Loans” from the menu.
3. Follow the prompts to check your eligibility and choose a loan amount.
4. Provide any required information and agree to the loan terms.
5. Once approved, the loan amount will be disbursed to your Opay account.

How to use Opay USSD Code to purchase airtime and data 

Recharging your mobile phone with airtime is made simple through Opay’s USSD code. Follow these steps to purchase airtime using the Opay USSD code:

1. Dial *955# on your mobile phone’s dialer.
2. Select the option for “Airtime & Data” from the menu.
3. Choose the network provider for the airtime purchase.
4. Enter the mobile number you wish to recharge.
5. Select the airtime denomination or enter a custom amount.
6. Confirm the transaction details and follow any additional prompts, such as entering your PIN or OTP.
7. Upon successful completion, the airtime will be credited to the specified mobile number.

Note: you can use a shortcode by dialing *955*2# and following the prompt to choose recipients and amount

Frequently Asked Questions

How do I get my OTP code for OPay?

Please be informed that your OTP will be sent to you via SMS upon request. If you did not receive it, you can try out the alternative option by dialing the USSD code *347*010#.

Does OPay require OTP?

Initialize a Wallet Payment transaction. Verify/Authorize Transaction. Request for OTP (Optional as OTP is sent by default the first time)

How do I transfer airtime from OPay to another number?

How to use the Opay USSD Code for airtime. To use the USSD code, dial *955#. You select option 2 and enter the recipient’s telephone number as well as the amount of money you want to send. Afterward, enter your Opay pin to complete your transaction.

How do I get my OPay OTP code via email?

The OTP code is usually sent to the phone number and email address linked to your account. It is usually a 6-digit or 4-digit code, which you will need to use in 30 minutes or less before it expires. If you want to get the OTP code on Opay, you will need to dial the code *347*010#.

How do I borrow airtime from OPay?

Dial *955# using the phone number you used to register with your Opay account. Select the option that says “loan

NairaGrowth Conclusion

Opay’s USSD code provides a convenient and accessible means to perform various transactions, including generating OTPs, transferring funds, checking balances, obtaining loans, and purchasing airtime.

By following the simple steps outlined in this guide, you can leverage the power of Opay’s USSD code to carry out these transactions efficiently and securely. 

Embrace the convenience and flexibility offered by Opay’s USSD code to manage your finances, recharge airtime, and access loan facilities with ease. Empower yourself with the knowledge of Opay’s USSD code functionalities, and unlock a world of digital financial services at your fingertips.